Sector Report

Financial Services

Banks, Insurance, Fintechs & Investment Firms

A comprehensive analysis of Ghana's financial services landscape, benchmarked against global trends. Includes verified quotes from government officials, regulators, and industry leaders.

2026 PDF Report Ghana & Global
STRATHOUSEFinancial ServicesSector Report 2026

Key Findings

This report provides data-driven insights into the financial services sector, comparing Ghana's performance against global benchmarks.

  • Ghana's banking assets exceed $18B with 23 universal banks post-consolidation
  • Mobile money accounts surpass 40 million with GHS 1T+ annual transactions
  • Financial inclusion at ~60% vs 76% global average — massive growth headroom
  • 170+ licensed fintechs driving innovation in payments, lending, and insurance

What Leaders Are Saying

We stand at the precipice of a global digital era, and it could not be more critical for Africa to accelerate digitization in trade and finance.

Dr. Ernest Addison, Governor, Bank of Ghana

Financial inclusion will be at the heart of this agenda.

H.E. John Dramani Mahama, President of Ghana

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